When the wind blows too hard…
What to Do If a Tree Falls on Your Roof
- If a large branch or entire tree has fallen and damaged your roof or siding, prioritize your safety

- If you see any live wires, smell gas, or spot major water leaks, call your utility company right away to shut off your service.
- Evacuate everyone from your home and call your insurance company. In most cases, the company will send a professional roofer to evaluate the damage.
- While you’re waiting for the expert to arrive, document the damage by taking photos and video of any areas the fallen tree affected.
- Once the insurance company has approved your claim, hire a certified and licensed professional tree company to remove the tree and clean up the debris.
- While most homeowners insurance policies cover roof repairs from tree damage, your insurance company might deny your claim if it discovers you failed to do preventive maintenance.

